Individual Disability Insurance Benefit

About the Plan

The Boston University Individual Disability Insurance Benefit (the “IDI Plan”) is a benefit plan that offers protection from a loss of earnings if you are unable to work due to an illness or injury. The IDI Plan is designed to supplement the coverage offered through the Boston University Group Long Term Disability (LTD) Plan. The IDI Plan is offered on a voluntary basis and paid by the employee.

The IDI Plan is fully insured. Benefits are provided under an individual disability income insurance policy issued by The Standard Insurance Company.

Enrollment

A special enrollment period for newly eligible employees is open now through Friday, April 25, 2025.

Eligible employees may choose to enroll at any time, however enrollment after this open enrollment period is subject to the review of evidence of insurability by the insurance carrier.

To help you learn more about this benefit, the Covala Group will be hosting informational webinars. Click below to view webinar dates and times.

Eligibility

To be eligible for the IDI Plan you must:

• Be enrolled in Boston University’s Group Long Term Disability (LTD) plan; and
• Have current Base Salary of $100,000 or more, OR current Base Salary plus Bonus and Over Base in the prior year totaling $100,000 or more.

Contact Information

Additional information on the Boston University IDI benefit is available by contacting Covala Group, the administrative service provider.

Covala Group
Email: BUIDI@covalagroup.com
Phone Number: (800) 235-3551