How to Obtain Benefits

To claim benefits from the Long-Term Disability Plan, you should contact Sedgwick at 877-708-0037 as soon as your partial or total disability begins. (You should also contact your local Social Security office to apply for disability insurance benefits.) The University will assist you in completing the claim forms and will forward your claim to the plan’s Claims Processor.

Processing LTD Claims

To process your claim, the insurance company may require you to be examined by a physician or other specialist from time to time, at its own expense. Long-term disability benefits will be discontinued if you fail to provide proof of continued disability or partial disability and regular attendance of a physician, or refuse to be examined or evaluated at reasonable intervals, or refuse to receive appropriate available treatment. The employee bears the cost of regular physician visits while the insurance company bears the cost of required examinations.

Proof of claim must be given no later than 30 days after the end of the elimination period.

Once the Claims Processor receives your application for benefits and supporting documentation, your benefits will be paid promptly (as long as it is a valid claim).